The Community Foundation is excited to continue our Leaders of the Future series, highlighting the work and experiences of incredible individuals and organizations from across our community of philanthropic, community, professional advisor, corporate, and nonprofit partners.
In honor of National Make a Will month and Black Philanthropy Month, we’re pleased to feature Belinda Cook, private client relationship advisor at Brown Advisory and a valued member of our Prince George’s County Advisory Board.
For Belinda Cook, financial planning is about more than dollars and cents – it’s about growth and building community.
“I love the idea of doing something that continues to make the world grow,” Cook shares. “Everyday, millions of dollars are exchanged in the financial markets – it’s a huge opportunity to build community and make a difference in people's lives.”
As a former Vice President and Trust Officer at Bank of America Private Bank and a current Client Relationship Advisor at Brown Advisory, Cook has spent the past 7 years doing exactly that – helping high-value clients and organizations meet their goals and challenge their expectations of what’s possible for the future.
“I enjoy meeting people where they’re at,” Cook added. “But my goal is always to help them get to a better place than when I found them.”
Cook at her graduation from Bennett College in 2014
From Economic Club Scholar to Financial Planning Professional
Surprisingly, financial planning was not always part of Cook’s career or life goals.
Born in Landover, MD, but raised in DC, Cook graduated from HD Woodson HS in Northeast DC and became the first member of her family to attend college – thanks in part to a scholarships from the College Success Foundation and the David M. Rubenstein Scholarship program through the Economic Club of Washington.
The scholarships not only allowed her to attend the school of her choice (Bennett College in Greensboro, NC), it also connected her to an extensive network of professionals in the finance and financial planning industry – opening up a world of possibilities that she previously had little exposure to.
“In high-school, I had friends that were bank tellers,” Cook recalled. “But most of the finance world – investing, 401Ks, stock market options – wasn’t really something the people in my life did for a living or knew that much about.”
Cook accepts the Distinguished Alumni Award from the Economic Club of Washington in 2024.
Over the course of her first semester, Cook participated in the Economic Club’s Scholars to Leaders program, where she learned more about the finance world. After attending several events for Economic Club Scholars, Cook felt inspired to change her major from Psychology to Business Administration.
Thanks to connections made through the Economic Club’s network, she landed an internship at investment giant Merrill Lynch, where she accepted a fulltime job immediately after graduation and quickly worked her way into the trust and estate planning space at Bank of America and later at Brown Advisory.
The Importance of Estate Planning
One of the biggest concerns Cook tackles in her current role is helping her clients understand the importance of making a will – especially for clients of color. Research shows that nearly 70% of Black homeowners don't have a will or estate plan, compared to 35% of white homeowners—this estate planning gap is something that Cook attributes- at least in part- to cultural and educational barriers.
"A lot of people put off getting their affairs in order because they’re uncomfortable talking about death - especially in the Black community," Cook explains. "We should not wait until it’s too late to have these important conversations. The longer we wait, the harder it will be for all of us."
Another common issue is the misconception that estate planning or making small investments in things like life insurance policies are only for the wealthy.
"You don't have to have a million dollars or even $100,000 to make a will,” Cook explained. “If you can afford to buy new shoes, you can afford a life insurance policy to leave your family in the best position possible."
"You can start anywhere—but you have to start somewhere!"
Giving Back Through Community Involvement
Cook at a Fundraising Event for Girls on the Run DC
In addition to her work in financial planning, Cook enjoys giving back to her community – specifically young people. She currently serves as the Community Volunteer Chair for the DC Chapter of Girls on the Run.
"I remember what it's like to be a young girl in DC and not be able to look up to people who look like you,” Cook shares. “I want to provide that for all young girls – so they can see that they can be whatever they want to be in the world and find fulfillment in that."
Cook is also heavily involved with the Economic Club of Washington – where she helped launch and Chair the Alumni Leadership Council to connect scholars with past honorees to serve as mentors and ambassadors for the program. In 2024, she was recognized as an Economic Club Distinguished Alumni.
It was through her involvement with the Economic Club of Washington that Cook was introduced to The Community Foundation’s President & CEO, Tonia Wellons, and later joined the Prince George’s County Advisory Board.
“It’s super important to give back and pull people forward as you grow,” Cook shared. “I feel like it’s part of my duty to ensure that someone else is doing just as well as you are.”
“That’s why I’m excited to be involved with The Community Foundation! I’m looking forward to giving back to my community.”